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Car Accident Injury Compensation
Despite these types of accidents being relatively common we often feel embarrassed or guilty talking about these events. This is a significant problem because the Insurance Commission of Western Australia (“ICWA”) provides road injury insurance to more than 1.8 million drivers and 2.8 million vehicles in WA. If you have been injured on the road please contact Separovic Injury Lawyers for free – expert – no obligation legal advice regarding a potential personal injury compensation claim. We have vast experience in this field and can provide you with an expert assessment of any potential claim.
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Frequently Asked Questions
I Have Been Injured in a Road Accident, Can I Claim Compensation?
- you were a motorist, motorcyclist, commercial vehicle operator, recreational vehicle operator, passenger, public transport user or pedestrian and were injured in a road accident caused by another person’s negligent driving;
- you were financially dependent on a close relative or de-facto killed in a road accident; or
- the other vehicle involved in the accident could not be identified.
What If I Was Partly at Fault?
- contributed to the accident and were partly at fault;
- were under the influence of drugs or alcohol;
- did not follow road rules;
- were not wearing a seatbelt;
- were not wearing a helmet while riding a motorbike, scooter or bicycle; or
- were riding unrestrained in an open-top vehicle.
Please note, however, that it does need to be established that a driver or owner of a motor vehicle (other than yours) was at least partly at fault in order to make a claim for compensation. There are exceptions to this general rule in the case of catastrophic injury.
What If I Was Totally at Fault or Another Party Was Not Negligent?
What Entitlements Can a Motor Vehicle Compensation Claim Provide?
General damages include compensation for specifically for your injuries and:
- pain and suffering;
- loss of enjoyment of life; and
- permanent disability or loss of function caused by the injury.
As of 1 July 2018 the maxim payable for general damages in Western Australia is $418,000. This is a sliding scale which applies on a percentage of injury basis. There is a threshold amount, currently $22,990 which in effect requires general damages to be assessed at 5.5 % before there is any award. When claiming for general damages a person injured in a motor vehicle accident is entitled to claim by way of the Motor Vehicle (Third Party Insurance) Act 1943 and the Civil Liability Act 2002. General damages are assessed using the law governing common law damages which has been developed over hundreds of years by Australian judges and courts.
Road accident compensation claims for financial loss can include:
- any loss of income suffered from the date of the accident until the date of settlement;
- future loss of income if the injured person’s future earning capacity is negatively affected;
- reduced scope of employment which in the future may theoretically result in a loss of income; and
- any past or future loss of superannuation.
Motor vehicle accident compensation can be claimed for crash related:
- Ambulance expenses;
- Past and future hospital treatment;
- Past and future nursing services;
- Past and future medical services;
- Past and future X-rays, CT and CAT scans, MRI’s and Ultrasounds;
- Past and future medication;
- Medical aids and equipment;
- Past and future dental services;
- Past and future rehabilitation services; and
- Past and future therapy services.
Motor vehicle accident compensation can be claimed for crash related:
- Domestic support services paid;
- Care services provided by friends or family (gratuitous);
- Travel costs;
- Wheelchair expenses; and
- Modification to home and vehicle expenses.
We will organise for you to undergo relevant specialist medical assessment of your injuries and symptoms. These assessments help to determine the severity of your injury and how it may impact your future capacity to work and your general enjoyment of life. In WA a threshold system is used to calculate the level of compensation awarded for pain and suffering and general damages.
How Can I Make a Claim for Motor Vehicle Accident Compensation?
ICWA make it easy to report a crash and offer an online crash report system. If you are not an owner or driver of a vehicle you can use this report to inform ICWA that you have been injured in a road accident and that you are lodging a claim for personal injury compensation. You can also request a ‘Notice of Intention to Make a Claim Form’ direct from ICWA. You are expected to do so within 6 months of the date of the crash. However, if you have not done so this would not usually disqualify your claim as ICWA would need to establish prejudice which is a difficult onus to establish.
How Long Will a Motor Vehicle Accident Claim Take to Settle?
- Whether liability for the accident has been admitted;
- How serious your injuries are;
- What treatment and/or rehabilitation you require;
- How long it takes for your injuries to stabilise; and can also depend on
- How long it takes to negotiate a settlement with ICWA and their legal representatives.
Separovic Injury Lawyers will provide you with regular updates as to the progress of your claim and advise as to when it is likely to be settled. Many claims are finalised within 2 years from the date of accident.
Why Appoint a Personal Injury Lawyer to Manage My Claim?
Separovic Injury Lawyers have worked hard to establish our reputation as tough and tenacious negotiators. Please contact us if you would like to ensure that you maximise all of the compensation you deserve to receive.
Who Pays for My Motor Vehicle Injury Compensation?
Can I Make a Claim for a Superannuation Total and Permanent Disability Lump Sum Payment?
Why Should I Contact Road Trauma Support?
Separovic Injury Lawyers has formed a strong relationship with Road Trauma Support WA and encourages anyone who has been impacted by a road accident to get in touch with them.
Do I Have to Make a Road Accident Compensation Claim Within a Particular Time Frame?
Anyone involved in a road accident should as soon as practicable:
- Seek medical attention;
- Complete an online Police crash report
- Notify ICWA of your potential claim; and
- Seek legal advice regarding your potential claim.
If you are unsure about completing any of these steps please contact Separovic Injury Lawyers and we can assist you.
What Can I Do to Assist the Progress of My Road Accident Compensation Claim?
- It is helpful to keep a detailed diary of events which records the impact of your symptoms, the treatment you receive, work time lost due to injury and treatment and travel expenses;
- Don’t be stoic and avoid getting treatment. This might lead to a belief that you are not as injured as first thought. You should follow the advice of medical practitioners and seek treatment as advised;
- Don’t give a statement to Police or ICWA without first obtaining legal advice;
- Be aware that sometimes surveillance is used to check up on personal injury compensation claimants;
- Realise that sometimes social media content can be taken out of context and could harm your claim for compensation;
- You should focus on your treatment and rehabilitation until your claim has been settled; and
An expert personal injury compensation lawyer will make it much easier to navigate the legal system
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